Terms of Use

1. Acceptance of Terms

By accessing and using N'space (“the Website”), you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Website.

2. Nature of Content

The Website provides data visualizations, analysis, and commentary on economic topics including housing markets, financial markets, trade, and telecommunications. This content is:

• For educational and informational purposes only
• NOT financial, investment, tax, or legal advice
• NOT a recommendation to buy, sell, or hold any security or asset
• NOT a substitute for professional consultation

3. No Professional Advice

The operators of N'space are NOT licensed financial advisors, investment professionals, real estate agents, or legal professionals. Nothing on this Website should be construed as professional advice of any kind. Always consult qualified professionals before making financial decisions.

4. Data Accuracy

While we strive to provide accurate information sourced from reputable public sources:

• We make NO warranties about completeness, accuracy, or reliability
• Data may be delayed, incomplete, or contain errors
• Projections and forecasts are estimates, not predictions
• Historical data is sourced from third parties and may have limitations

5. Limitation of Liability

To the maximum extent permitted by law, N'space and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or reliance on the Website content
• Any investment or financial decisions you make
• Errors or omissions in the data or analysis
• Any losses, damages, or adverse consequences

6. User Submissions

If you submit feedback, suggestions, or data requests through the Website:

• You grant us a non-exclusive right to use your submission
• You confirm your submission does not violate any laws or rights
• We are not obligated to respond to or implement suggestions

7. Intellectual Property

All original content, including charts, visualizations, analysis, and commentary, is the property of N'space. You may not reproduce, distribute, or commercially exploit this content without permission. Data sourced from third parties remains subject to their respective terms.

8. Third-Party Links

The Website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Affiliate links may be present, and we may receive compensation for referrals.

9. Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of the Website after changes constitutes acceptance of the updated Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to conflict of law principles.